Ghost Financial is a financial services company that provides specialized credit solutions and financial tools for restaurant and ghost kitchen operators. Operating in the food service industry, Ghost Financial offers a unique charge card that provides 1% cashback on inventory expenses, helping operators increase their margins without undergoing a credit check. The company serves a variety of clients including restaurants, bars, ghost kitchens, and caterers. Ghost Financial's business model revolves around offering financial products such as credit cards, loans, and insurance specifically designed to meet the needs of food service operators. The company makes money through interest on loans, fees associated with their financial products, and partnerships within the industry. Founded in Austin, Texas, by individuals with firsthand experience in the restaurant industry, Ghost Financial aims to be the ultimate financial partner for food service operators, providing them with the tools they need to succeed and expand.

Keywords: restaurant financing, ghost kitchens, cashback credit card, inventory expenses, financial tools, food service industry, credit solutions, business loans, insurance, Austin-based startup.