Koalafi operates in the financial technology sector, providing innovative financing solutions designed to simplify the checkout process for merchants and enhance customer satisfaction. The company serves a diverse clientele, including furniture retailers like Miskelly Furniture, by offering a single application that caters to all credit types. This approach allows businesses to provide pay-over-time products to nearly every customer, thereby increasing sales and customer retention. Koalafi's business model revolves around integrating financing options directly into the merchant's checkout flow, which leads to higher conversion rates and customer approval rates exceeding 90%. The company generates revenue through fees associated with its financing services and partnerships with merchants. By leveraging technology to streamline the financing process, Koalafi helps businesses unlock new revenue opportunities and adapt to changing consumer buying habits.

Keywords: fintech, financing, checkout integration, high approval rates, diverse credit types, pay-over-time, merchant solutions, customer retention, revenue growth, seamless process.